Fill in the basic details in the Basic Profile form to begin your financial freedom planning.
Select the numbering system (International or Indian – South Asian) and enter the following information:
After entering all the details, click Save. Your data will be securely stored in your browser memory, allowing you to access it even after closing and reopening the browser.
Once the data is saved, please proceed to the next form titled “Pre - Financial Freedom Savings”.
Pre - financial freedom savings are categorized based on risk and return. Investments are divided into high-security, low-return options such as Fixed Deposits (FDs) and Bonds, and higher-risk, higher-return options such as Mutual Funds and Equity.
Enter your savings details in the following order:
This section will calculate your financial freedom corpus at financial freedom age based on the information provided.
Once the financial freedom corpus is calculated, you can add any additional income or expenses at financial freedom age to determine your final financial freedom corpus.
After completing this step, please proceed to “Post - Financial Freedom” to continue your planning.
This section automatically takes the Financial Freedom Corpus calculated in the “Pre - Financial Freedom Savings” block. You may update this value if required.
The inflation rate and monthly expenses at financial freedom age, as entered or calculated in the “Basic Profile” block, are also fetched automatically. These values can be modified as per your needs.
Enter your expected portfolio return (for example, 6%, 7%, or 8%).
After completing this step, click on “Show Plan” to proceed to the “Financial Freedom Summary”.
This section displays the final output of your financial freedom planning and provides a complete summary of your financial freedom finances.
It begins with key details such as:
The summary then presents important post - financial freedom metrics, including:
Finally, you can review a detailed financial freedom projection table showing how your corpus evolves over time.
You can also download the complete financial freedom summary report for your records.
Financial freedom means having enough income from your investments or assets to cover your living expenses for life, without depending on a job or active work.
In simple terms, it means you work because you want to, not because you are forced to.
If your monthly expenses are ₹40,000 (₹4.8 lakh per year) and you have ₹1.2–1.5 crore invested generating around 4% annually, your expenses are fully covered.
In that situation, you are financially free.
Financial freedom is when your money works harder than you do.
Financial freedom is important because it provides control, security, and flexibility in life. It allows you to make decisions based on choice, not financial pressure.
Financial stability improves mental peace and overall well-being.
Money no longer controls your life decisions.
Financial freedom acts as a safety net during uncertain times.
Money supports your lifestyle instead of controlling it.
Financial freedom gives you control over your time, choices, and future.
When you stop working, your expenses should be covered by income that does not depend on your daily effort. These income sources usually come from investments and assets you have already built over time.
This is typically the primary income source for most financially independent individuals.
These sources provide stability and safety, especially during market volatility.
Asset income helps reduce dependence on market-linked investments.
If my salary stops today, my investments and assets should continue paying my monthly bills.
Even though this application accounts for inflation, savings, and growth, certain real-world risks can still impact your financial freedom plan if they are not managed separately.
These situations may force early withdrawal of investments. Health insurance and emergency funds are essential.
Emergency funds and diversified income sources help reduce this risk.
Debt reduces the ability to invest consistently toward financial freedom.
Regular plan reviews are required to stay aligned with goals.
Long-term discipline is as important as financial planning.
Not planning for financial freedom can lead to stress, dependence, and missed opportunities. Even if you earn well, without planning, you may face several issues.
Lack of planning increases worry and reduces mental peace.
Without financial independence, your choices are constrained.
Planning late reduces the power of your money over time.
Emergencies can derail life progress.
Ignoring financial freedom means sacrificing control, time, and the chance to live life fully.
Know your numbers. Shape your future.